About Us

Start Point Finance is Devon’s leading provider of alternative business finance solutions. We are fiercely independent. As our client, you can access over 50 funders to ensure you receive the most competitive finance available. We are experts in delivering working capital solutions. We will not put you in a box and we do not believe that one size fits all. Instead we will work with you to build a lasting relationship with a total commitment to your long term business health. After all we can only measure our success by your success.

Services

We have a useful selection of tools that can be applied to your business to manage your cash flow, whether you have a current working capital issue or are planning for your long term business health. The commercial market is constantly evolving, with new products and changing credit criteria. We stay at the forefront of those changes to ensure you have the widest range of options available.

Asset Finance

A large range of business assets can be funded through asset finance – from vehicles to computers, office furniture and manufacturing equipment. We provide facilities for businesses small and large from £1,000 to £2,000,000 over periods of 1–7 years.

Vehicle Finance

Hard assets such as vehicles are an attractive asset for funders and therefore attract a very low interest rate. We can provide a competitive quote against any dealer offer and can also finance vehicles for weaker credits and specialist vehicles.

Refinance

If your business is suffering from a lack of readily available cash we can raise funds against your business assets to release money for day to day use. You just have to pay back a fixed amount each month and own the equipment again at the end of the agreement.

Invoice Finance

An alternative to your business overdraft, Invoice Finance is a way of releasing funds immediately from your sales ledger. Invoice Finance can be fully confidential so your customers don’t notice the difference, or the funder can perform credit control to further ease the burden.

Crowdfunding

The essence of crowdfunding is a large group of investors who each chip in a small amount in order to lend a larger collective sum. We process applications to take out the guesswork from the whole process and also to ensure a lower interest rate.

Commercial Loans

Commercial Loans are available for businesses that require cash input for expansion or to meet one-off costs including corporate tax. We arrange loans from third party sources, which ensurie your bank facility remains unaffected and available to you.

Property Finance

We provide commercial and buy-to-let mortgages, as well as funds for property development. High street banks have very specific criteria in this sector, however we access alternative funders with less strict lending and affordability rules.

Start Up Loans

Many Start-Up businesses struggle to obtain credit because of a lack of trading history. To support these businesses, the government-backed Start Up Loans scheme offers finance to individuals whose business has been trading less than 24 months. For more information click here.

Sales Ledger Loans

A fairly recent innovation, Sales Ledger Loans are a finance option that can be raised against your outstanding invoices as a one off transaction rather than the ongoing process of Invoice Finance. The funder takes security in credit insurance.

Our customers are the core of our business, so treating you fairly is of utmost importance to us. We are authorised and regulated by the Financial Conduct Authority and members of the National Association of Commercial Finance Brokers. We will only offer financial services and products that are affordable and appropriate to your needs.
If you would like to find out more about how we can help you manage your cash flow, please email info@startpointfinance.co.uk.

Testimonials

Start Point Finance offer a swift, efficient and competitive service with a smile – I would highly recommend them.

JAMES VALENTINE

Managing DIrector - Coast Construction (SW) Ltd
Start Point Finance are very experienced and have a very refreshing can do attitude to providing business finance. They are also very clear on what they can't do or what is not possible which is helpful. They have successfully delivered finance for our group of companies and we would have no hesitation in recommending them to businesses and entrepreneurs.

MARK EDWORTHY

Managing Director - Burrington Estates
Our company was struggling to find a traditional route in order to raise financial aid. We looked to alternative lending services and came across Start Point Finance. We soon learnt that they offered a quality solution to our needs. Tim’s ability to understand exactly what we needed was superb, and in hindsight we couldn’t have done it without him. On behalf of myself and the team, thank you so much. I’d highly recommend Start Point Finance.

DONNA BARNES

Managing Director - Talem Recruitment Group
Start Point Finance give us an option regardless of project size to consider in our financial planning for the group. They are adaptable to the changing economic environment and up to speed with the market.

DAVID YOUNG

Managing Director - The Una Group
We approached a number of financial institutions, seeking to release cash equity from our existing machinery. The specialist nature of the assets meant institutions were unwilling to lend, or offering commercially unattractive terms. Start Point Finance provided a refinance solution and guided us through the process, ultimately releasing fresh funds to aid our expansion drive.

NICK HURST

Chairman - Artemis Optical
Our client needed to quickly replace the heating system in their hotel. We approached Start Point Finance to produce some alternatives to bank funding or use of owner’s capital, which they did within days. When the costs then changed due to additional work, Start Point organised another facility promptly so our client could complete the project. An alternative source of finance helps us help our clients.

SALLY TIMMINS

Manager - Bishop Fleming Torquay
Start Point Finance offer a swift, efficient and competitive service with a smile – I would highly recommend them.

JAMES VALENTINE

Managing DIrector - Coast Construction (SW) Ltd
Start Point Finance are very experienced and have a very refreshing can do attitude to providing business finance. They are also very clear on what they can't do or what is not possible which is helpful. They have successfully delivered finance for our group of companies and we would have no hesitation in recommending them to businesses and entrepreneurs.

MARK EDWORTHY

Managing Director - Burrington Estates
Our company was struggling to find a traditional route in order to raise financial aid. We looked to alternative lending services and came across Start Point Finance. We soon learnt that they offered a quality solution to our needs. Tim’s ability to understand exactly what we needed was superb, and in hindsight we couldn’t have done it without him. On behalf of myself and the team, thank you so much. I’d highly recommend Start Point Finance.

DONNA BARNES

Managing Director - Talem Recruitment Group
Start Point Finance give us an option regardless of project size to consider in our financial planning for the group. They are adaptable to the changing economic environment and up to speed with the market.

DAVID YOUNG

Managing Director - The Una Group
We approached a number of financial institutions, seeking to release cash equity from our existing machinery. The specialist nature of the assets meant institutions were unwilling to lend, or offering commercially unattractive terms. Start Point Finance provided a refinance solution and guided us through the process, ultimately releasing fresh funds to aid our expansion drive.

NICK HURST

Chairman - Artemis Optical
Our client needed to quickly replace the heating system in their hotel. We approached Start Point Finance to produce some alternatives to bank funding or use of owner’s capital, which they did within days. When the costs then changed due to additional work, Start Point organised another facility promptly so our client could complete the project. An alternative source of finance helps us help our clients.

SALLY TIMMINS

Manager - Bishop Fleming Torquay

Contact

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Start Point Finance Ltd
Quay House
Ilbert Road
Kingsbridge
Devon
TQ7 1DZ

Telephone: 01548854334
Email: info@startpointfinance.co.uk